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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,625 | $106,749+26.1% | $145,433-7.4% | $82,448+63.3% |
| Participation rate | 75.8% | 75.6%+0.1pp | 82.1%-6.4pp | 68.1%+7.7pp |
| Annual return | 15.87% | 27.59%-11.7pp | 66.58%-50.7pp | 41.64%-25.8pp |
| Employer contribution / active EE | $761 | $3,444-77.9% | $4,554-83.3% | $2,551-70.2% |
| Participant deferral / active EE | $6,625 | $6,519+1.6% | $7,897-16.1% | $4,139+60.0% |
| Admin fee / account holder | $1,848 | $8,390-78.0% | $13,129-85.9% | $7,234-74.5% |