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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,351 | $165,381-68.9% | $149,730-65.7% | $158,966-67.7% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 56.80% | 348.29%-291.5pp | 276.70%-219.9pp | 302.95%-246.1pp |
| Employer contribution / active EE | $8,702 | $5,104+70.5% | $4,645+87.3% | $4,762+82.7% |
| Participant deferral / active EE | $7,574 | $7,182+5.5% | $6,843+10.7% | $5,983+26.6% |
| Admin fee / account holder | $524 | $10,809-95.2% | $9,310-94.4% | $11,250-95.3% |