Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,411 | $93,617-98.5% | $135,982-99.0% | $75,177-98.1% |
| Participation rate | 53.6% | 75.2%-21.6pp | 81.9%-28.4pp | 67.2%-13.6pp |
| Annual return | 34.11% | 30.89%+3.2pp | 68.32%-34.2pp | 160.75%-126.6pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $695 | $6,406-89.2% | $7,760-91.0% | $4,126-83.2% |
| Admin fee / account holder | $583 | $6,980-91.7% | $10,767-94.6% | $5,651-89.7% |