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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,351 | $76,112-22.0% | $96,534-38.5% | $71,511-17.0% |
| Participation rate | 83.1% | 74.4%+8.7pp | 76.0%+7.1pp | 67.9%+15.1pp |
| Annual return | 31.38% | 22.81%+8.6pp | 25.88%+5.5pp | 28.86%+2.5pp |
| Employer contribution / active EE | $8,076 | $2,248+259.3% | $2,965+172.3% | $2,589+211.9% |
| Participant deferral / active EE | $12,303 | $4,217+191.8% | $4,851+153.6% | $4,291+186.7% |
| Admin fee / account holder | $6,494 | $2,708+139.8% | $8,253-21.3% | $1,588+308.8% |