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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,310 | $150,446-83.2% | $136,297-81.4% | $147,585-82.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 22.16% | 1049.14%-1027.0pp | 5156.19%-5134.0pp | 578.58%-556.4pp |
| Employer contribution / active EE | $3,094 | $5,256-41.1% | $4,696-34.1% | $4,876-36.6% |
| Participant deferral / active EE | $3,663 | $6,631-44.8% | $6,247-41.4% | $5,439-32.6% |
| Admin fee / account holder | $686 | $10,906-93.7% | $9,244-92.6% | $10,886-93.7% |