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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,864 | $115,814+25.1% | $101,275+43.0% | $158,982-8.9% |
| Participation rate | 30.8% | 79.4%-48.6pp | 75.8%-45.0pp | 82.0%-51.2pp |
| Annual return | 18.53% | 56.16%-37.6pp | 46.48%-28.0pp | 302.99%-284.5pp |
| Employer contribution / active EE | $847 | $4,176-79.7% | $3,660-76.9% | $4,763-82.2% |
| Participant deferral / active EE | $1,621 | $4,958-67.3% | $4,371-62.9% | $5,983-72.9% |
| Admin fee / account holder | $1,041 | $7,249-85.6% | $5,948-82.5% | $11,252-90.8% |