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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,514 | $141,001-57.1% | $112,228-46.1% | $139,487-56.6% |
| Participation rate | 55.0% | 79.2%-24.2pp | 72.4%-17.4pp | 80.3%-25.3pp |
| Annual return | 19.87% | 32.75%-12.9pp | 30.23%-10.4pp | 373.84%-354.0pp |
| Employer contribution / active EE | $2,033 | $4,285-52.6% | $3,432-40.8% | $4,755-57.2% |
| Participant deferral / active EE | $4,771 | $5,877-18.8% | $4,800-0.6% | $6,713-28.9% |
| Admin fee / account holder | $1,538 | $9,959-84.6% | $7,752-80.2% | $11,407-86.5% |