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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,746 | $98,776-24.3% | $149,745-50.1% | $79,856-6.4% |
| Participation rate | 85.0% | 75.8%+9.2pp | 82.5%+2.5pp | 69.6%+15.4pp |
| Annual return | 15.60% | 27.38%-11.8pp | 276.72%-261.1pp | 31.71%-16.1pp |
| Employer contribution / active EE | $5,390 | $3,217+67.5% | $4,646+16.0% | $2,471+118.1% |
| Participant deferral / active EE | $9,957 | $5,681+75.3% | $6,843+45.5% | $3,741+166.2% |
| Admin fee / account holder | $7,587 | $6,053+25.4% | $9,312-18.5% | $5,306+43.0% |