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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,673 | $138,102-82.1% | $125,381-80.3% | $134,532-81.7% |
| Participation rate | 85.0% | 84.5%+0.5pp | 82.4%+2.6pp | 81.2%+3.8pp |
| Annual return | -19.32% | 750.73%-770.0pp | 572.31%-591.6pp | 418.27%-437.6pp |
| Employer contribution / active EE | $5,612 | $5,245+7.0% | $4,815+16.5% | $4,741+18.4% |
| Participant deferral / active EE | $11,331 | $7,801+45.3% | $7,448+52.1% | $6,401+77.0% |
| Admin fee / account holder | $3,284 | $11,568-71.6% | $10,007-67.2% | $11,429-71.3% |