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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,062 | $67,823-64.5% | $52,425-54.1% | $137,256-82.5% |
| Participation rate | 68.2% | 63.9%+4.3pp | 55.6%+12.6pp | 80.0%-11.8pp |
| Annual return | 18.53% | 219.11%-200.6pp | 302.12%-283.6pp | 220.34%-201.8pp |
| Employer contribution / active EE | $461 | $1,163-60.4% | $914-49.6% | $4,156-88.9% |
| Participant deferral / active EE | $1,102 | $2,288-51.8% | $1,790-38.4% | $6,407-82.8% |
| Admin fee / account holder | $104 | $2,844-96.3% | $2,495-95.8% | $12,270-99.2% |