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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,456 | $75,183-79.4% | $123,894-87.5% | $55,167-72.0% |
| Participation rate | 82.9% | 72.8%+10.1pp | 81.4%+1.5pp | 69.0%+14.0pp |
| Annual return | 32.14% | 19.01%+13.1pp | 47.52%-15.4pp | 169.23%-137.1pp |
| Employer contribution / active EE | $3,278 | $2,823+16.1% | $4,617-29.0% | $1,963+67.0% |
| Participant deferral / active EE | $6,336 | $5,084+24.6% | $5,984+5.9% | $3,054+107.5% |
| Admin fee / account holder | $33 | $663-95.0% | $8,357-99.6% | $504-93.5% |