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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,306 | $63,346-90.0% | $92,240-93.2% | $70,126-91.0% |
| Participation rate | 48.5% | 68.7%-20.2pp | 76.5%-28.0pp | 69.5%-21.1pp |
| Annual return | 22.01% | 530.19%-508.2pp | 176.29%-154.3pp | 73.15%-51.1pp |
| Employer contribution / active EE | $678 | $2,471-72.6% | $3,680-81.6% | $2,343-71.1% |
| Participant deferral / active EE | $1,948 | $2,854-31.7% | $3,897-50.0% | $3,332-41.5% |
| Admin fee / account holder | $103 | $3,841-97.3% | $5,194-98.0% | $4,645-97.8% |