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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,251 | $160,040-78.0% | $147,096-76.0% | $145,877-75.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.51% | 98.49%-81.0pp | 419.75%-402.2pp | 551.28%-533.8pp |
| Employer contribution / active EE | $3,460 | $5,289-34.6% | $4,936-29.9% | $4,663-25.8% |
| Participant deferral / active EE | $8,154 | $8,429-3.3% | $8,071+1.0% | $6,691+21.9% |
| Admin fee / account holder | $3,094 | $15,050-79.4% | $13,005-76.2% | $13,402-76.9% |