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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,251 | $160,070-78.0% | $147,117-76.0% | $145,897-75.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.51% | 98.69%-81.2pp | 420.54%-403.0pp | 552.29%-534.8pp |
| Employer contribution / active EE | $3,460 | $5,285-34.5% | $4,932-29.8% | $4,663-25.8% |
| Participant deferral / active EE | $8,154 | $8,419-3.1% | $8,065+1.1% | $6,689+21.9% |
| Admin fee / account holder | $3,094 | $15,035-79.4% | $12,993-76.2% | $13,390-76.9% |