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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,057 | $81,476-58.2% | $102,383-66.7% | $80,925-57.9% |
| Participation rate | 80.5% | 66.8%+13.6pp | 74.5%+6.0pp | 67.7%+12.8pp |
| Annual return | 125.76% | 25.59%+100.2pp | 24.94%+100.8pp | 35.65%+90.1pp |
| Employer contribution / active EE | $2,459 | $3,105-20.8% | $3,870-36.5% | $2,756-10.8% |
| Participant deferral / active EE | $3,894 | $3,871+0.6% | $5,060-23.0% | $4,299-9.4% |
| Admin fee / account holder | $787 | $6,717-88.3% | $8,391-90.6% | $6,940-88.7% |