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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,637 | $127,387-28.1% | $115,038-20.3% | $125,389-26.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.08% | 31.28%-35.4pp | 26.14%-30.2pp | 282.24%-286.3pp |
| Employer contribution / active EE | $12,724 | $5,166+146.3% | $4,608+176.1% | $4,866+161.5% |
| Participant deferral / active EE | $5,665 | $6,423-11.8% | $6,026-6.0% | $5,352+5.9% |
| Admin fee / account holder | $730 | $9,516-92.3% | $8,175-91.1% | $9,541-92.4% |