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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,096 | $102,382+171.6% | $147,005+89.2% | $80,874+243.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.93% | 134.89%-121.0pp | 418.76%-404.8pp | 35.62%-21.7pp |
| Employer contribution / active EE | $19,916 | $3,715+436.1% | $4,934+303.6% | $2,756+622.7% |
| Participant deferral / active EE | $12,198 | $6,646+83.5% | $8,070+51.2% | $4,297+183.9% |
| Admin fee / account holder | $2,641 | $7,942-66.8% | $13,006-79.7% | $6,935-61.9% |