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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,563 | $232,540-49.9% | $185,117-37.0% | $147,586-21.0% |
| Participation rate | 20.0% | 82.4%-62.4pp | 77.3%-57.3pp | 82.8%-62.8pp |
| Annual return | 21.43% | 43.03%-21.6pp | 40.50%-19.1pp | 578.59%-557.2pp |
| Employer contribution / active EE | $1,863 | $5,195-64.1% | $4,182-55.5% | $4,876-61.8% |
| Participant deferral / active EE | $3,600 | $5,834-38.3% | $5,045-28.6% | $5,439-33.8% |
| Admin fee / account holder | $0 | $10,275-100.0% | $8,159-100.0% | $10,886-100.0% |