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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,243 | $106,247-59.3% | $96,515-55.2% | $139,466-69.0% |
| Participation rate | 20.0% | 77.8%-57.8pp | 74.3%-54.3pp | 80.3%-60.3pp |
| Annual return | 12.54% | 38.47%-25.9pp | 35.73%-23.2pp | 373.66%-361.1pp |
| Employer contribution / active EE | $1,104 | $4,106-73.1% | $3,740-70.5% | $4,754-76.8% |
| Participant deferral / active EE | $2,600 | $5,456-52.3% | $4,880-46.7% | $6,712-61.3% |
| Admin fee / account holder | $47,019 | $7,885+496.3% | $6,735+598.1% | $11,409+312.1% |