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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,435 | $110,410-58.8% | $102,437-55.6% | $145,897-68.9% |
| Participation rate | 33.3% | 77.9%-44.6pp | 74.5%-41.2pp | 80.3%-47.0pp |
| Annual return | 14.60% | 24.85%-10.3pp | 24.95%-10.4pp | 552.29%-537.7pp |
| Employer contribution / active EE | $1,443 | $4,217-65.8% | $3,871-62.7% | $4,663-69.1% |
| Participant deferral / active EE | $4,757 | $5,622-15.4% | $5,060-6.0% | $6,689-28.9% |
| Admin fee / account holder | $1,053 | $9,745-89.2% | $8,388-87.4% | $13,390-92.1% |