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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,764 | $93,598-28.7% | $135,974-50.9% | $75,173-11.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 43.78% | 30.89%+12.9pp | 68.30%-24.5pp | 160.72%-116.9pp |
| Employer contribution / active EE | $4,905 | $3,538+38.6% | $4,859+0.9% | $2,671+83.6% |
| Participant deferral / active EE | $8,930 | $6,405+39.4% | $7,760+15.1% | $4,126+116.4% |
| Admin fee / account holder | $6,601 | $6,978-5.4% | $10,767-38.7% | $5,651+16.8% |