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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,294 | $102,422-28.4% | $147,117-50.2% | $80,959-9.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.28% | 135.16%-119.9pp | 420.54%-405.3pp | 35.67%-20.4pp |
| Employer contribution / active EE | $4,849 | $3,717+30.4% | $4,932-1.7% | $2,757+75.9% |
| Participant deferral / active EE | $8,050 | $6,652+21.0% | $8,065-0.2% | $4,300+87.2% |
| Admin fee / account holder | $3,625 | $7,953-54.4% | $12,993-72.1% | $6,925-47.7% |