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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,026 | $85,766-70.8% | $136,298-81.6% | $70,126-64.3% |
| Participation rate | 65.8% | 74.2%-8.4pp | 81.9%-16.1pp | 69.5%-3.8pp |
| Annual return | 28.52% | 31.46%-2.9pp | 5156.27%-5127.7pp | 73.15%-44.6pp |
| Employer contribution / active EE | $1,902 | $2,966-35.9% | $4,696-59.5% | $2,343-18.8% |
| Participant deferral / active EE | $3,763 | $5,051-25.5% | $6,247-39.8% | $3,332+13.0% |
| Admin fee / account holder | $119 | $5,421-97.8% | $9,244-98.7% | $4,645-97.4% |