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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,504 | $89,370-71.5% | $141,197-81.9% | $72,976-65.1% |
| Participation rate | 71.7% | 75.1%-3.4pp | 82.5%-10.7pp | 69.5%+2.2pp |
| Annual return | 17.40% | 111.88%-94.5pp | 71.41%-54.0pp | 81.02%-63.6pp |
| Employer contribution / active EE | $1,529 | $3,115-50.9% | $4,736-67.7% | $2,440-37.3% |
| Participant deferral / active EE | $3,098 | $5,419-42.8% | $6,710-53.8% | $3,608-14.1% |
| Admin fee / account holder | $5,131 | $5,957-13.9% | $10,265-50.0% | $5,124+0.1% |