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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,265 | $103,008-85.2% | $90,304-83.1% | $152,897-90.0% |
| Participation rate | 75.0% | 75.9%-0.9pp | 73.3%+1.7pp | 82.5%-7.5pp |
| Annual return | 23.43% | 95.22%-71.8pp | 78.13%-54.7pp | 345.43%-322.0pp |
| Employer contribution / active EE | $1,895 | $3,139-39.6% | $2,855-33.6% | $4,764-60.2% |
| Participant deferral / active EE | $4,473 | $4,281+4.5% | $3,885+15.1% | $5,851-23.6% |
| Admin fee / account holder | $508 | $6,175-91.8% | $5,354-90.5% | $11,599-95.6% |