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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,977 | $88,815+31.7% | $81,882+42.9% | $145,897-19.8% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.18% | 1033.75%-1020.6pp | 779.47%-766.3pp | 552.29%-539.1pp |
| Employer contribution / active EE | $1,428 | $3,086-53.7% | $2,916-51.0% | $4,663-69.4% |
| Participant deferral / active EE | $18,086 | $4,647+289.2% | $4,323+318.4% | $6,689+170.4% |
| Admin fee / account holder | $7,095 | $8,434-15.9% | $7,360-3.6% | $13,390-47.0% |