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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,860 | $138,075-37.8% | $123,552-30.5% | $135,379-36.6% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -6.37% | 153.70%-160.1pp | 119.20%-125.6pp | 519.79%-526.2pp |
| Employer contribution / active EE | $6,252 | $5,152+21.3% | $4,628+35.1% | $4,779+30.8% |
| Participant deferral / active EE | $4,168 | $6,800-38.7% | $6,426-35.1% | $5,609-25.7% |
| Admin fee / account holder | $46 | $10,917-99.6% | $9,285-99.5% | $10,828-99.6% |