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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,778 | $138,114-42.2% | $125,391-36.4% | $134,545-40.7% |
| Participation rate | 89.5% | 84.5%+5.0pp | 82.4%+7.1pp | 81.2%+8.2pp |
| Annual return | -21.31% | 750.88%-772.2pp | 572.41%-593.7pp | 418.37%-439.7pp |
| Employer contribution / active EE | $4,674 | $5,246-10.9% | $4,816-3.0% | $4,742-1.4% |
| Participant deferral / active EE | $9,401 | $7,801+20.5% | $7,448+26.2% | $6,401+46.9% |
| Admin fee / account holder | $2,426 | $11,570-79.0% | $10,009-75.8% | $11,431-78.8% |