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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,635 | $209,422-46.2% | $178,503-36.9% | $158,982-29.2% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 15.04% | 188.81%-173.8pp | 151.12%-136.1pp | 302.99%-288.0pp |
| Employer contribution / active EE | $868 | $5,707-84.8% | $5,011-82.7% | $4,763-81.8% |
| Participant deferral / active EE | $4,759 | $5,955-20.1% | $5,202-8.5% | $5,983-20.5% |
| Admin fee / account holder | $13,145 | $17,079-23.0% | $13,987-6.0% | $11,252+16.8% |