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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,551 | $92,743-42.3% | $82,744-35.3% | $134,532-60.2% |
| Participation rate | 61.9% | 75.2%-13.3pp | 72.6%-10.7pp | 81.2%-19.3pp |
| Annual return | -18.17% | 946.63%-964.8pp | 702.22%-720.4pp | 418.27%-436.4pp |
| Employer contribution / active EE | $3,084 | $3,273-5.8% | $3,008+2.5% | $4,741-34.9% |
| Participant deferral / active EE | $6,100 | $4,802+27.0% | $4,395+38.8% | $6,401-4.7% |
| Admin fee / account holder | $1,285 | $5,977-78.5% | $5,325-75.9% | $11,429-88.8% |