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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,939 | $92,743-80.7% | $82,744-78.3% | $134,532-86.7% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -17.19% | 946.63%-963.8pp | 702.22%-719.4pp | 418.27%-435.5pp |
| Employer contribution / active EE | $1,975 | $3,273-39.7% | $3,008-34.4% | $4,741-58.4% |
| Participant deferral / active EE | $2,942 | $4,802-38.7% | $4,395-33.1% | $6,401-54.0% |
| Admin fee / account holder | $7,971 | $5,977+33.4% | $5,325+49.7% | $11,429-30.3% |