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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,654 | $185,312-78.6% | $161,489-75.4% | $154,746-74.4% |
| Participation rate | 95.5% | 82.5%+13.0pp | 78.7%+16.8pp | 80.7%+14.8pp |
| Annual return | 16.19% | 103.84%-87.7pp | 89.72%-73.5pp | 172.34%-156.2pp |
| Employer contribution / active EE | $2,389 | $4,769-49.9% | $4,268-44.0% | $4,379-45.5% |
| Participant deferral / active EE | $4,237 | $6,350-33.3% | $5,630-24.7% | $6,730-37.0% |
| Admin fee / account holder | $6,726 | $18,654-63.9% | $16,006-58.0% | $14,365-53.2% |