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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,654 | $227,399-82.6% | $189,758-79.1% | $198,609-80.0% |
| Participation rate | 95.5% | 84.0%+11.5pp | 79.8%+15.7pp | 82.4%+13.1pp |
| Annual return | 16.19% | 61.03%-44.8pp | 52.62%-36.4pp | 202.70%-186.5pp |
| Employer contribution / active EE | $2,389 | $5,526-56.8% | $4,767-49.9% | $5,055-52.7% |
| Participant deferral / active EE | $4,237 | $6,837-38.0% | $5,856-27.6% | $6,977-39.3% |
| Admin fee / account holder | $6,726 | $25,162-73.3% | $20,388-67.0% | $19,030-64.7% |