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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,654 | $172,111-77.0% | $150,298-73.6% | $137,256-71.1% |
| Participation rate | 95.5% | 81.7%+13.7pp | 77.8%+17.7pp | 80.0%+15.5pp |
| Annual return | 16.19% | 69.37%-53.2pp | 62.79%-46.6pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,389 | $4,636-48.5% | $4,154-42.5% | $4,156-42.5% |
| Participant deferral / active EE | $4,237 | $6,166-31.3% | $5,453-22.3% | $6,407-33.9% |
| Admin fee / account holder | $6,726 | $16,471-59.2% | $14,116-52.4% | $12,270-45.2% |