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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,957 | $202,342-23.4% | $172,753-10.3% | $152,909+1.3% |
| Participation rate | 90.0% | 87.1%+2.9pp | 82.6%+7.4pp | 82.5%+7.5pp |
| Annual return | 0.00% | 1029.88%-1029.9pp | 803.00%-803.0pp | 345.46%-345.5pp |
| Employer contribution / active EE | $48,004 | $5,857+719.5% | $5,144+833.2% | $4,764+907.7% |
| Participant deferral / active EE | $1,200 | $5,948-79.8% | $5,198-76.9% | $5,851-79.5% |
| Admin fee / account holder | $6,138 | $17,112-64.1% | $13,956-56.0% | $11,601-47.1% |