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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,183 | $176,105-73.2% | $159,474-70.4% | $167,536-71.8% |
| Participation rate | 0.0% | 85.0%-85.0pp | 82.8%-82.8pp | 82.1%-82.1pp |
| Annual return | 14.46% | 331.91%-317.4pp | 263.68%-249.2pp | 478.82%-464.4pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $7,775 | $7,751+0.3% | $7,353+5.7% | $6,342+22.6% |
| Admin fee / account holder | $4,862 | $12,559-61.3% | $10,802-55.0% | $12,315-60.5% |