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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,327 | $104,116+0.2% | $71,089+46.8% | $135,380-22.9% |
| Participation rate | 60.0% | 65.7%-5.7pp | 54.6%+5.4pp | 82.6%-22.6pp |
| Annual return | -6.70% | 1256.51%-1263.2pp | 650.65%-657.3pp | 519.81%-526.5pp |
| Employer contribution / active EE | $1,481 | $1,485-0.3% | $1,088+36.1% | $4,779-69.0% |
| Participant deferral / active EE | $7,590 | $2,524+200.7% | $1,873+305.3% | $5,609+35.3% |
| Admin fee / account holder | $16 | $4,142-99.6% | $3,082-99.5% | $10,828-99.9% |