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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,208 | $96,691+31.6% | $86,656+46.8% | $139,487-8.8% |
| Participation rate | 40.0% | 74.4%-34.4pp | 71.7%-31.7pp | 80.3%-40.3pp |
| Annual return | 19.13% | 106.87%-87.7pp | 593.09%-574.0pp | 373.84%-354.7pp |
| Employer contribution / active EE | $588 | $3,267-82.0% | $3,025-80.6% | $4,755-87.6% |
| Participant deferral / active EE | $2,016 | $4,838-58.3% | $4,439-54.6% | $6,713-70.0% |
| Admin fee / account holder | $60 | $6,414-99.1% | $5,619-98.9% | $11,407-99.5% |