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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,881 | $165,381-52.9% | $149,730-48.0% | $158,966-51.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 42.82% | 348.29%-305.5pp | 276.70%-233.9pp | 302.95%-260.1pp |
| Employer contribution / active EE | $14,930 | $5,104+192.5% | $4,645+221.4% | $4,762+213.5% |
| Participant deferral / active EE | $15,750 | $7,182+119.3% | $6,843+130.2% | $5,983+163.2% |
| Admin fee / account holder | $421 | $10,809-96.1% | $9,310-95.5% | $11,250-96.3% |