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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,935 | $176,120-71.1% | $159,487-68.1% | $167,553-69.6% |
| Participation rate | 60.0% | 85.0%-25.0pp | 82.8%-22.8pp | 82.1%-22.1pp |
| Annual return | 14.11% | 331.95%-317.8pp | 263.71%-249.6pp | 478.89%-464.8pp |
| Employer contribution / active EE | $2,586 | $5,299-51.2% | $4,831-46.5% | $4,840-46.6% |
| Participant deferral / active EE | $10,929 | $7,752+41.0% | $7,354+48.6% | $6,343+72.3% |
| Admin fee / account holder | $346 | $12,561-97.2% | $10,804-96.8% | $12,316-97.2% |