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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,718 | $183,592-91.4% | $155,574-89.9% | $145,877-89.2% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 9.22% | 61.37%-52.2pp | 64.87%-55.6pp | 551.28%-542.1pp |
| Employer contribution / active EE | $1,618 | $5,317-69.6% | $4,676-65.4% | $4,663-65.3% |
| Participant deferral / active EE | $2,346 | $6,466-63.7% | $5,629-58.3% | $6,691-64.9% |
| Admin fee / account holder | $405 | $19,316-97.9% | $15,914-97.5% | $13,402-97.0% |