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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,919 | $167,353-44.5% | $143,797-35.4% | $134,545-30.9% |
| Participation rate | 58.3% | 84.8%-26.5pp | 80.3%-22.0pp | 81.2%-22.9pp |
| Annual return | -9.49% | 0.48%-10.0pp | -0.04%-9.5pp | 418.37%-427.9pp |
| Employer contribution / active EE | $2,292 | $5,620-59.2% | $4,952-53.7% | $4,742-51.7% |
| Participant deferral / active EE | $4,990 | $6,447-22.6% | $5,638-11.5% | $6,401-22.1% |
| Admin fee / account holder | $2,849 | $18,096-84.3% | $14,679-80.6% | $11,431-75.1% |