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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,992 | $62,672-85.7% | $185,117-95.1% | $70,126-87.2% |
| Participation rate | 85.3% | 63.8%+21.5pp | 77.3%+8.0pp | 69.5%+15.8pp |
| Annual return | 191.68% | 40.79%+150.9pp | 40.50%+151.2pp | 73.15%+118.5pp |
| Employer contribution / active EE | $3,494 | $1,753+99.3% | $4,182-16.4% | $2,343+49.2% |
| Participant deferral / active EE | $4,644 | $3,272+42.0% | $5,045-7.9% | $3,332+39.4% |
| Admin fee / account holder | $760 | $3,932-80.7% | $8,159-90.7% | $4,645-83.7% |