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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,266 | $138,076-60.0% | $123,553-55.3% | $135,380-59.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -12.96% | 153.70%-166.7pp | 119.21%-132.2pp | 519.81%-532.8pp |
| Employer contribution / active EE | $22,735 | $5,152+341.3% | $4,628+391.2% | $4,779+375.7% |
| Participant deferral / active EE | $11,628 | $6,800+71.0% | $6,426+81.0% | $5,609+107.3% |
| Admin fee / account holder | $636 | $10,917-94.2% | $9,284-93.2% | $10,828-94.1% |