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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,690 | $167,533-80.5% | $151,645-78.4% | $134,545-75.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -31.64% | 7.81%-39.5pp | 3.34%-35.0pp | 418.37%-450.0pp |
| Employer contribution / active EE | $2,537 | $6,828-62.8% | $6,165-58.8% | $4,742-46.5% |
| Participant deferral / active EE | $13,365 | $8,985+48.7% | $8,363+59.8% | $6,401+108.8% |
| Admin fee / account holder | $513 | $13,781-96.3% | $11,614-95.6% | $11,431-95.5% |