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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,482 | $211,288-91.3% | $178,540-89.6% | $145,884-87.3% |
| Participation rate | 81.0% | 80.8%+0.1pp | 77.1%+3.8pp | 80.3%+0.6pp |
| Annual return | 11.17% | 30.27%-19.1pp | 27.15%-16.0pp | 551.85%-540.7pp |
| Employer contribution / active EE | $2,582 | $4,574-43.5% | $3,953-34.7% | $4,662-44.6% |
| Participant deferral / active EE | $1,840 | $6,967-73.6% | $6,281-70.7% | $6,690-72.5% |
| Admin fee / account holder | $1,030 | $12,105-91.5% | $10,424-90.1% | $13,392-92.3% |