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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,496 | $165,381+21.8% | $149,730+34.6% | $158,966+26.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 29.11% | 348.29%-319.2pp | 276.70%-247.6pp | 302.95%-273.8pp |
| Employer contribution / active EE | $6,639 | $5,104+30.1% | $4,645+42.9% | $4,762+39.4% |
| Participant deferral / active EE | $18,014 | $7,182+150.8% | $6,843+163.3% | $5,983+201.1% |
| Admin fee / account holder | $1,263 | $10,809-88.3% | $9,310-86.4% | $11,250-88.8% |