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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $875,690 | $27,924+3035.9% | $58,544+1395.8% | $75,181+1064.8% |
| Participation rate | 7.4% | 38.8%-31.4pp | 50.9%-43.5pp | 67.2%-59.8pp |
| Annual return | 3.18% | 44.20%-41.0pp | 4249.56%-4246.4pp | 160.69%-157.5pp |
| Employer contribution / active EE | $0 | $669-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $0 | $1,202-100.0% | $1,923-100.0% | $4,126-100.0% |
| Admin fee / account holder | $0 | $1,726-100.0% | $2,520-100.0% | $5,650-100.0% |