See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $2,741 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,050 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,980 | $76,670-40.0% | $96,683-52.4% | $71,457-35.7% |
| Participation rate | 56.8% | 66.6%-9.7pp | 74.3%-17.5pp | 67.9%-11.1pp |
| Annual return | 14.82% | 48.29%-33.5pp | 35.69%-20.9pp | 28.85%-14.0pp |
| Employer contribution / active EE | $0 | $3,031-100.0% | $3,737-100.0% | $2,588-100.0% |
| Participant deferral / active EE | $3,673 | $3,771-2.6% | $4,878-24.7% | $4,289-14.4% |
| Admin fee / account holder | $404 | $2,028-80.1% | $6,730-94.0% | $1,587-74.5% |