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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,633 | $105,158-82.3% | $94,672-80.3% | $139,487-86.6% |
| Participation rate | 57.1% | 82.4%-25.2pp | 80.8%-23.7pp | 80.3%-23.2pp |
| Annual return | 26.68% | 38.11%-11.4pp | 156.89%-130.2pp | 373.84%-347.2pp |
| Employer contribution / active EE | $1,519 | $4,107-63.0% | $3,673-58.7% | $4,755-68.1% |
| Participant deferral / active EE | $3,720 | $7,599-51.0% | $7,417-49.8% | $6,713-44.6% |
| Admin fee / account holder | $156 | $8,972-98.3% | $7,222-97.8% | $11,407-98.6% |