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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $530,986 | $197,637+168.7% | $177,848+198.6% | $158,982+234.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 212.46% | 58.77%+153.7pp | 48.33%+164.1pp | 302.99%-90.5pp |
| Employer contribution / active EE | $17,140 | $6,698+155.9% | $5,919+189.6% | $4,763+259.9% |
| Participant deferral / active EE | $18,126 | $8,405+115.7% | $7,714+135.0% | $5,983+202.9% |
| Admin fee / account holder | $142,452 | $15,406+824.7% | $12,431+1045.9% | $11,252+1166.1% |